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Optional Dental Insurance

Who is eligible for this optional dental insurance?

This optional dental insurance is for visiting scholars with OSU Scholar health insurance (Ghallager Plan).

A U.S. social security number is required so only those with a U.S. social security number can apply. You will be given the option of obtaining a U.S. social security number when you check in at the Office of International Affairs.

When should I apply?

Scholars can apply at any time.

Is this dental insurance mandatory or required?

Dental insurance is NOT required. However, if you would like to purchase dental insurance, there are two choices from which you may wish to select:

1) Plan 1 – premiums cost more but the insurance may pay more

  • Up to a maximum of $1,600 per year per insured family member

2) Plan 2 – premiums cost less but the insurance may pay less

  • Up to a maximum of $1,000 per year per insured family member

Be aware! There is a waiting period of 6 months before you are eligible to receive some benefits and 12 months for some other benefits. Please take this into consideration BEFORE you purchase this dental insurance. Due to the waiting period before you are eligible to receive some benefits, it is NOT recommended for Short-Term Scholars to purchase this insurance.

Optional Discount Card

Another option that is available to you is a discount card. This is NOT insurance. This IS a discount card. It provides savings on dental services, prescription drugs, vision care, and hearing care.  For one flat yearly fee per household, you and any dependent family members accompanying you in the U.S. may use the discount card to receive a reduced payment on health care products and services from participating dentists and companies.

Additional Information about Dental Insurance and the Discount Card

To get a quote (an estimate) about the monthly costs, please visit mysmilecoverage.com/osuscholars and click on “Get a quote” and follow the prompts.

  • To check for Columbus use the zip code 43210 and for Wooster use 44691.

For more information about the plan please review Individual dental plans for OSU scholars.